Eyal Marmareli

Earlier this week, major changes to the SNAP's work rules took effect. Under the new law, able-bodied adults ages 18-64 without dependents are required to work, volunteer, or participate in training for at least 80 hours a month in order to retain benefits beyond three months in a three-year period. On paper, the rule is straightforward: meet the hours threshold or risk losing benefits. But the ripple effects go beyond compliance. What the rule didn't do is give state and county agencies the tools they need to explain and defend those decisions after the fact. Counties are the ones implementing these changes on the ground. When someone's benefits are reduced or terminated under the new work requirement, the decision often isn't final. It gets reviewed. It gets appealed. It gets audited. And in many cases, that follow-up isn't just about whether the rule was applied. It's about why a specific decision made sense given the facts at the time. That's where the disconnect happens. Enforcement expectations climbed with the new rule, but the systems that counties rely on didn't evolve to deliver explainability over time. When a decision is revisited months later by a reviewer, an auditor, or an advocate, counties are often left reconstructing logic from partial records, notes, or guesswork. And that's a structural gap between policy expectations and operational capability. Because of this, we anticipate more time spent defending decisions and less time improving program outcomes. Appeals increase, manual review workloads grow, and county and state staff spend cycle justifying the past rather than optimizing the present. And so this new requirement didn't remove risk; it simply shifted it into the afterlife of decisions. Where OmniaIntegrity Fits This is precisely the gap OmniaIntegrity is designed to address. By preserving decision logic over time, capturing context beyond binary eligibility outcomes, and making eligibility determinations traceable and defensible long after they're made, OmniaIntegrity helps counties meet rising enforcement expectations without placing the burden on case workers to reconstruct the past.

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EVC for Virtual & Digital Cards Is Here! From my years of working in the technology and payment space, I’ve learned that what truly moves the industry are the relationships between businesses. For example, EMVCo ushered in the era of the EMV chip because the major players in the payment space pace aligned around a shared vision. At Ellipse, we live by that same principle. We listen closely to industry leaders, partners, and customers, to bring forward solutions that can truly make a difference. That’s why we’ve been hard at work behind the scenes to expand the reach of #EVC technology. While we have been busy launching EVC with physical payment cards, a growing number of our industry peers have been asking for a 100% digital solution to bring dynamic CVV/CVC to virtual cards. This includes everything from the fast-growing fintech innovators to seasoned payment card issuers embracing a digital-first approach. And so, we’ve answered the call with EVC for Virtual & Digital Cards. For digital-first issuers, EVC can now be integrated directly into Virtual cards in mobile banking apps. And because it’s built on the same universal EMV-native platform that powers our battery-free physical cards, issuers can seamlessly expand to EVC-enabled physical cards whenever they choose.I’m indebted to the entire Ellipse team that brought this to market in record time. And it shows the flexibility of our company; to listen to real-world needs and to respond in months, not years. Cheers to our team, our investors, and our partners! Read more about EVC for Virtual & Digital cards in the press release I’ve linked here. https://lnkd.in/guPhdGaw And if you’re in Paris December 2–4, come see EVC in action, across both virtual/digital and physical card experiences at #Trustech, booth 5.2 E 005. I invite you to stop by. And if you’d like to discuss how this can support your strategy, feel free to reach out. #fintech #paytech #virtualcards

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