Brad Mattocks

AI-Native Loan Origination Platform Casca Raises $29 Million to Replace Legacy Lending “Casca’s flagship customers – Live Oak Bank, the nation’s leading U.S. Small Business Administration SBA 7(a) lender by dollar volume, Huntington National Bank, the nation’s largest originator, by volume of SBA 7(a) loans, and Bankwell Bank, Casca’s first customer – all invested. Bankwell, Y Combinator, and Peterson Ventures, a renowned investor in the vertical SaaS... https://lnkd.in/gehX2CQA

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Fiserv’s new One Fiserv strategy isn’t just a tech update — it’s a turning point for banks. By consolidating and retiring 10+ legacy cores, Fiserv is prompting a wave of major core conversions across the industry. At Bank Strategic Solutions, we know these projects firsthand. A core conversion doesn’t just impact technology. It reshapes operations, culture, compliance, and customer experience. In our latest article, we share how to approach this change strategically, not reactively, including: • Aligning conversion goals with business strategy • Choosing the right vendor partner • Keeping teams informed and engaged throughout the process With more than 350 conversions behind us, we’ve seen what works — and what doesn’t. Now’s the time to prepare, not react. Read our latest insights on navigating Core conversions. https://hubs.la/Q03RFg5r0

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EVC for Virtual & Digital Cards Is Here! From my years of working in the technology and payment space, I’ve learned that what truly moves the industry are the relationships between businesses. For example, EMVCo ushered in the era of the EMV chip because the major players in the payment space pace aligned around a shared vision. At Ellipse, we live by that same principle. We listen closely to industry leaders, partners, and customers, to bring forward solutions that can truly make a difference. That’s why we’ve been hard at work behind the scenes to expand the reach of #EVC technology. While we have been busy launching EVC with physical payment cards, a growing number of our industry peers have been asking for a 100% digital solution to bring dynamic CVV/CVC to virtual cards. This includes everything from the fast-growing fintech innovators to seasoned payment card issuers embracing a digital-first approach. And so, we’ve answered the call with EVC for Virtual & Digital Cards. For digital-first issuers, EVC can now be integrated directly into Virtual cards in mobile banking apps. And because it’s built on the same universal EMV-native platform that powers our battery-free physical cards, issuers can seamlessly expand to EVC-enabled physical cards whenever they choose.I’m indebted to the entire Ellipse team that brought this to market in record time. And it shows the flexibility of our company; to listen to real-world needs and to respond in months, not years. Cheers to our team, our investors, and our partners! Read more about EVC for Virtual & Digital cards in the press release I’ve linked here. https://lnkd.in/guPhdGaw And if you’re in Paris December 2–4, come see EVC in action, across both virtual/digital and physical card experiences at #Trustech, booth 5.2 E 005. I invite you to stop by. And if you’d like to discuss how this can support your strategy, feel free to reach out. #fintech #paytech #virtualcards

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Controversial Take? Are Fiserv and FIS giving banking clients to Fintech? Fiserv has joined FIS in partnering with Affirm to offer BNPL to debit card holders for their member banks. Here is the issue. The BNPL loans, servicing, and customer relationship will be managed by Affirm. Yes, the same Affirm that has 2.8MM debit cards and has grown their debit cards by 104% in the last year. Why would I, as a financial institution, let the proverbial fox in the hen house? Make it make sense? Brandi Gregory Lindsay Hooks Kevin Von Holten Chris Miller Ron Shevlin Sam Kilmer Mary Wisniewski

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Proud moment. What started as a belief, that credit unions shouldn’t have to wait for delinquency to show up before they act, is now live in the market. Reactive collections → proactive prevention. Spotting strain earlier. Protecting members sooner. Grateful for the partners who leaned in, the early betas who trusted us, and the team who built it. And, don't forget the credit union way: the more credit unions that join, the bigger the impact we can make!

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From the Finopotamus Press Room: Desert Financial Credit Union Partners With Alacriti To Unify Instant and Legacy Payments #fintech #creditunions Louis Ierino; Mark G Majeske https://finop.us/s2d7q6

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"Wells Fargo & Co. and PNC Financial Services Group Inc. are trying to force data aggregators and fintechs to use a bank-backed firm that charges fees to access customer data, the latest salvo in a fight between traditional lenders and third-party tech firms over the US open banking system." "Wells Fargo sent a cease and desist letter to one data aggregator warning the company to stop using the bank’s corporate logo and other intellectual property on its website and effectively demanding that it go through Akoya—the bank-backed data provider—rather than linking to Wells Fargo directly, according to multiple people familiar with the matter who requested anonymity to discuss business relationships."

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