Rod Austin

How does balance-checked ACH get your merchants paid faster? Balance-check queries the end user’s bank balance to make sure they have enough funds for the payment. If the end user doesn’t have enough funds to make the payment, we immediately decline the payment. This significantly reduces the likelihood of returns due to insufficient funds. Since insufficient funds is one of the most common causes of ACH returns, the overall risk of ACH returns goes down as well. With less risk, we can enable merchants on qualified platforms to get their money faster. Learn more 👉 https://lnkd.in/gb-4BzZ6

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LoanPro has joined Plaid's growing partner ecosystem. Together, we're giving lenders access to real-time cash flow data. These proactive insights into income, savings balances, and debt trends empower credit providers to adapt their servicing and collections strategies with borrowers' evolving financial situations, both preventing delinquencies and improving the customer experience. Read more on how we're driving faster decisions and more inclusive lending👇 : https://lnkd.in/gEX5v5Gd

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Real-time cash flow data? Already in our toolbox. GDS Link is now part of Plaid's partner ecosystem—bringing direct access to real-time cash flow insights into the decisioning workflows our clients use every day. That means faster application reviews, better visibility into borrower behavior, and smarter approvals. We're making it easier for lenders to say "yes" with confidence. Read more below:

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🚀 Excited to introduce Instant Bank Connection, now live on Balance. Powered by RTP rails, this new capability removes adoption barriers for ACH payments. Buyers can now connect their bank accounts instantly using just routing and account numbers. Merchants get real-time payment confirmation, faster access to funds while reducing transaction costs, and the ability to fulfill with confidence. It’s a quick and easy way to get paid with ACH—bringing consumer-grade convenience to B2B commerce. Learn more on PYMNTS → https://lnkd.in/gbE_gtR9

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Personetics CEO Udi Ziv explains the importance of Cognitive banking and how it supports credit unions primary mission of helping their members reach their financial goals. See the full interview here: https://lnkd.in/e_TJ5dC8

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Our very own Dennis Doss, CEO and Founder of DossDocs.com, was just published in Scotsman Guide, one of the most respected publications in mortgage and commercial lending. In this article, Dennis goes beyond stating the obvious. He outlines where lenders are still exposed and what they should do about it. Wildfire Risk is an Escalating Crisis for Lenders Lenders who do not adjust could be putting themselves in danger Insurers are pulling out. Borrowers are underinsured. New laws are tying lenders’ hands. And unless loan docs are built for this new reality, lenders will be the ones taking the loss. If you're lending in California, or anywhere prone to natural disasters, you'll want to read this. Dennis outlines the real risks, what's missing, and what smart lenders are already doing to protect their exposure. 👉 Full article: https://hubs.li/Q03wmJRc0 DossDocs on-demand loan docs have wildfire risk provisions built in. Lenders have control over insurance proceeds, restoration decisions, and upfront risk mitigation. These provisions apply to wildfires, yes, but also to hurricanes, floods, and other natural disasters. #CRE #LoanDocs #MortgageLending #RiskManagement #WildfireRisk #NaturalDisaster #ScotsmanGuide

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Speed and clarity in the approval process matter more than ever, and often the biggest delays aren’t dramatic breakdowns, but small friction points that accumulate over time. This new piece from Cliff Campbell explores where those bottlenecks tend to appear and why addressing them can materially impact borrower experience and performance. Take a look if lending workflow efficiency is on your radar.

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Struggling to turn organic traffic into real SaaS signups? You're not alone. Choosing the right SEO partner can make all the difference. In our latest guide, we break down the 10 best SaaS-SEO consulting agencies for 2025 including what separates the winners from the wannabes, what pricing looks like, and how to pick an agency aligned with your growth stage. From technical SEO to AI-driven Generative Engine Optimization (GEO), we cover it all. Read the full list and find the partner that could transform your organic channel. https://lnkd.in/e_5VBc_X

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