Patrick Deal

Are you looking to buy a business, but asking yourself, “Okay, but how do I finance this? SBA 7(a) loans offer: • Lower cost of capital • Coverage for purchase price, working capital, and transition reserves • Flexible repayment terms Success depends on proper structuring, due diligence, and integration planning. SBA 7(a) rarely covers 100% of the purchase, so equity injection is usually needed. Smart financing can make the difference between a smooth acquisition and a stressed balance sheet. Read the full article here: https://lnkd.in/ex47GBwJ #SBA #BusinessAcquisition #SmallBusinessGrowth #BusinessFinancing #Entrepreneurship #Port51Lending

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Atlanta’s residential real estate market is “showing signs of rebalancing” after years of giving sellers a distinct advantage, Georgia MLS said in its monthly Housing Market Snapshot for April. Georgia MLS’ 12-county report includes Cherokee, Clayton, Cobb, Dekalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Henry, Paulding and Rockdale counties. https://lnkd.in/ggr8q5zq #georgiahousing #atlantahousingreport #georgiamls

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SBA 7(a) vs. SBA 504 Most business owners hear “SBA loan” and assume it’s all the same. In reality, different SBA programs are built for different situations. Some are better when the money is going toward real estate. Others are more flexible for things like equipment, refinancing, or working capital. What matters most is how the funds will be used and where the business is headed over the next several years. Both options can work really well when they are used the right way. The mistake we see most often is choosing based on rate before understanding which program actually fits the business.

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𝐇𝐈𝐆𝐇 𝐒𝐁𝐀 𝐋𝐎𝐀𝐍 𝐑𝐀𝐓𝐄𝐒 𝐀𝐑𝐄 𝐊𝐈𝐋𝐋𝐈𝐍𝐆 𝐘𝐎𝐔𝐑 𝐆𝐑𝐎𝐖𝐓𝐇. SBA loan rates are soaring, with 7(a) loans hitting up to 15% and even Microloans reaching 13%. These aren't just numbers; they're direct threats to your business's financial health. 📉 𝐖𝐇𝐘 𝐈𝐓 𝐇𝐔𝐑𝐓𝐒 : 👉 High interest rates mean you're paying significantly more for capital, eroding profitability and making essential expansion prohibitively expensive. 👉 Increased borrowing costs directly drain your operational cash flow, leaving less for critical investments in R&D, marketing, or talent, impacting your runway and future tax liabilities. 💊 : AccMan Consultancy helps founders and CFOs navigate complex financing landscapes, optimize debt structures, and secure capital at rates that fuel, not suffocate, growth. 👇 : Book a consultation: AccManConsultancy . com #BusinessStrategy #CFO #TaxSeason #AccManConsultancy

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SBA 504 lending is up nationwide — and it's no surprise why. In today’s market, small business owners are seizing the opportunity to lock in long-term, fixed-rate financing for major purchases like real estate, construction, and equipment. With inflation and interest rate concerns still top of mind, the stability of 504 rates is more appealing than ever. Plus, the ability to finance up to 90% of project costs means preserving working capital while still expanding. From manufacturers to medical offices to local breweries, businesses are scaling smarter with the SBA 504. Growth is happening — and the 504 is fueling it. #SBA504 #BusinessGrowth #FixedRateFinancing #SmallBusinessLoans #SmartFinancing

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