Jared Hardin

🚨 Two moves to watch in multifamily right now (sources linked below): HUD just cut FHA multifamily MIP to 25 bps (effective Oct 1). Translation: cheaper debt = more deals pencil, especially refi/rehab and mission-driven projects. Expect some pipeline reshuffling as sponsors re-run numbers. Multifamily property owner settlement lands in the “algorithmic rent-setting” antitrust cases. Owner will pay $2.8M and cooperate. Translation: scrutiny of pricing tools will only intensify, and operators should continue to tighten governance (data walls, human-in-the-loop, audit trails). My take: Policy shifts and legal pressure are pulling hard in several directions: cheaper financing on one hand, tougher standards on pricing tech on the other. The operators who win will move fast on the MIP window and upgrade pricing compliance (documentation + oversight) so innovation stays defensible. 👉 Where are you looking to adjust first—your capital stack or your pricing governance? #AffordableHousing #Multifamily #PropTech #HousingPolicy #LIHTC #FHA #ComplianceTech #RealEstate Sources: https://lnkd.in/efVNewcN https://lnkd.in/e6uGqbvt https://lnkd.in/egq5tgJA https://lnkd.in/ehucGVhr

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Florida’s real estate market is entering a different phase. For years the conversation was about price growth and appreciation. Today, the focus is shifting. Three trends are becoming clearer across the state: • Cash flow over speculation. Investors are prioritizing assets that work today, not just in projections. • Migration continues shaping demand. Population inflow keeps strengthening housing and local retail. • Neighborhood commercial is gaining attention. Service-driven retail centers are becoming increasingly valuable as communities grow. The biggest headlines usually come from luxury sales. But the real signal of a market is often found in the everyday assets that support daily life. Florida continues to be one of the most interesting real estate markets to watch. What trend are you seeing in your market right now?

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Miami Angels is one of Florida's leading angel investor networks. They connect accredited investors with high-growth potential startups, primarily focused on South Florida. The investment range of Miami Angels can range up to $200,00

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At Transworld we provide wise counsel Here are three tips business owners need to consider when thinking about selling their business #tampa #tampabay #cepa #gorays

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𝐈𝐧 𝐌&𝐀, 𝐠𝐫𝐨𝐰𝐭𝐡 𝐝𝐨𝐞𝐬𝐧’𝐭 𝐝𝐫𝐢𝐯𝐞 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐞𝐱𝐩𝐚𝐧𝐬𝐢𝐨𝐧. Reduced risk does. Buyers don’t pay for growth. They pay for durability, margin stability, diversification, and cash flow. Most sellers pitch upside. Buyers price downside. Full breakdown in this week’s M&A Mindset: https://lnkd.in/geSRPz4X  

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Why Florida Opportunity Zones Now? OZ 2.0 The 2025 legislative updates have made the OZ program a permanent fixture of the tax code, offering even more stability for long-term planning • Rolling Deferrals: New investments after Dec 31, 2026, now benefit from a 5-year rolling deferral of capital gains. • Massive Basis Step-Up: In rural Florida tracts, investors can see up to a 30% step-up in basis after a 5-year hold—triple the standard benefit. • Tax-Free Growth: Hold your investment for 10+ years, and pay $0 in capital gains taxes on the appreciation. • Florida’s Momentum: FloridaCommerce is currently identifying new census tracts for 2027, focusing on workforce housing and industrial hubs. The OMI Advantage OMI is navigating these complexities to ensure projects aren't just "tax plays," but sustainable assets #OpportunityZones #StarkeFL #FloridaRealEstate #OMI #OZ2 #EconomicGrowth #BradfordCounty #TaxStrategy2026

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Mandatory BLS Reporting Requirements- isn’t it time? Accurate labor data is essential for pricing risk and informing resource allocation. Today’s brief scare about BLS website access ahead of the NFP number is just a glimpse of the duct tape and bailing twine system that drives trillions of market decisions. Why does the BLS have to make calls and visit businesses?

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Most business owners never tap into the SBA 7(a) program — not because they don’t qualify, but because they don’t understand how to navigate it. The truth is, this loan is one of the most powerful tools for business acquisition, expansion, and refinancing. What we do is simplify the complexity — translating SBA language into real-world funding outcomes for entrepreneurs who are ready to grow. 🏦 If your business is scaling, the right structure can change everything. #SBA7A #BusinessFunding #Entrepreneurship #SmallBusiness #FinanceLeadership

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💥 CONDO BUST UPDATE: THE BIGGEST LOSER(S) 🤯 🐺 WOLF STREET JUST posted the August sales data for condos. As a group, Florida posted SEVEN cities with double digit declines. [Comment for charts] 🌞 FORT MYERS, NAPLES, ST. PETE's AND SARASOTA are the surprises; generally more stable, attracting HNW buyers (retirees) who now seem to be in short supply. Hurricane Ian kicked off the meltdown, but other forces are in play. 🙆‍♀️ OAKLAND, CA STANDS OUT as the biggest fall from all time high valuation. A massive loss of condo value (and RE wealth) in just one city. [Image-chart] 🎢 HERE IS THE LIST ranked from biggest decline to smallest (Detroit): (The 25 bigger cities with price declines of 12% to 27% through August) Oakland, CA: -27% Cape Coral, FL: -27% Austin, TX: -25% Saint Petersburg, FL: -24% Fort Myers, FL: -21% Sarasota, FL: -20% San Francisco, CA: -16% Jacksonville, FL: -16% Denver, CO: -15% Naples, FL: -15% Tampa, FL: -15% Boise, ID: -14% Detroit, MI: -14% Arlington, TX: -14% Seattle: -14% New Orleans, LA: -13% Reno, NV: -13% Portland, OR: -13% Aurora, CO: -13% Mesa, AZ: -12% Scottsdale, AZ: -13%. New York City: -12% Phoenix, AZ: -12% Orlando, FL: -12% Garland, TX: -12% 🏁IT IS NOT OVER UNTIL IT'S OVER--a 25bps rate cut is going to do nothing to stop this overdue correction. #WolfStreet #Condocrash #Valuations #Debt #Rates #Mortgages #FannieMae #FreddieMac #HousingBubble2

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