Bryan Young

How does balance-checked ACH get your merchants paid faster? Balance-check queries the end user’s bank balance to make sure they have enough funds for the payment. If the end user doesn’t have enough funds to make the payment, we immediately decline the payment. This significantly reduces the likelihood of returns due to insufficient funds. Since insufficient funds is one of the most common causes of ACH returns, the overall risk of ACH returns goes down as well. With less risk, we can enable merchants on qualified platforms to get their money faster. Learn more 👉 https://lnkd.in/gb-4BzZ6

6

🌐 One connection, global reach! Carlos Menendez explains how dLocal’s single API + one contract unlocks multiple markets while local teams handle regulation, compliance, and payment nuances so merchants can roll out countries on demand. 🚀💳 #fintech #DLocal #payments #globalcommerce #APIs #localization #fyp 🌍✨

5

Community association managers are under increasing pressure to do more with less—juggling vendor management, tightening cost controls, safeguarding against fraud, and delivering a seamless experience that keeps both boards and residents satisfied. #wearecai#cam

6

We’ve officially launched the first-ever rewards platform for paying your mortgage in partnership with Bilt, marking a significant shift in the mortgage industry as we bring servicing in-house. Homeowners can now earn rewards simply by making their mortgage payments and enjoy exclusive Neighborhood Benefits™. This isn’t just a win for borrowers — it’s a new era for mortgage brokers. UWM brokers will stay front and center in the payment experience, building loyalty and long-term relationships. And through Bilt’s massive renter audience, we’re creating high-quality lead opportunities that connect future homebuyers directly to brokers. This is more than innovation — this is a strategic move that redefines the customer experience and empowers our independent mortgage brokers with continuous client engagement and top-of-mind awareness. 

42

If you think you are going to "game" the LLM, I have a bridge to sell you. Brand is the only prompt that a credit union can actually control.

1

Cannot wait to share what I've been learning about #instantpayments adoption from recent conversations with banks and credit unions! ✨ I keep seeing that the real challenge for adoption is making the value of instant payments feel relevant to each audience—especially for stakeholders who aren't living and breathing payments every day. 🤔 I've noticed the most successful implementations come from institutions that focus on three key areas: - Building internal champions who can translate technical complexity into clear business value - Creating simple frameworks to help customers understand when to use different payment types - Training frontline staff to identify and communicate use cases that solve real pain points My rhetoric background taught me that effective communication requires understanding ethos (credibility), pathos (emotion), and logos (logic). The same principles apply here - successful adoption happens when we connect technical capabilities to genuine human needs and business outcomes. For those navigating #fasterpayments rollouts: what have been the biggest roadblocks in getting stakeholders on board with instant payments? Would love to learn from your stories and strategies. ❄️ #paymentselsa #fasterpayments #fednow #innovation #thoughtleadership #womeninfintech #banking #digitaltransformation

37

1 Comment

My final thoughts on MAG and things that I am looking forward to in 2026 and beyond Network tokens are HOT as clarity and adoption continues to increase across issuers and acquirers Payment Orchestration is a more commonplace conversation as merchants are understanding the value of a platform vs. an in-house solution and vice versa Agentic commerce is not a buzz word as most enterprise merchants are looking for next steps on how to implement Data was in every conversation. How can payment data be leveraged in every facet of the business? Good little primer for myself to prepare for the future and stay on the forefront of product innovation!

15

#ACHPayments: The unsung hero of B2B transactions! 🦸 While #instantpayments are making headlines, ACH payments are quietly revolutionizing the B2B sector. In 2024, ACH transactions skyrocketed by 11.6%, reaching an impressive 7.4 billion. The total value of these #payments surged to $58.2 trillion, proving that #ACH is a powerhouse in #businesspayments. Same Day ACH payments are also on the rise, making #cashflowmanagement smoother and more efficient for businesses. Curious to learn more about how ACH is transforming the B2B payment landscape? Read Bottomline's latest blog for all the details and insights. #realtimepayments #fasterpayments #USPayments

3